Sea Limited (SE) Stock Analysis — Fair Value, Risk & Moat Rating
NYQ · Consumer Cyclical · Internet Retail
Is Sea Limited a safe investment right now?
Sea Limited's Altman Z-Score of 2.97 places it in the gray zone. Our fair value estimate is $88.46 (Watch Zone). Moat rating: 2.9/5 stars.
Could Sea Limited go bankrupt? Altman Z-Score analysis
Z-Score of 2.97 places the company in the gray zone (1.8-3.0), warranting closer scrutiny.
- Below 1.8 — Distress Zone (high bankruptcy risk)
- 1.8 to 3.0 — Gray Zone (elevated uncertainty)
- Above 3.0 — Safe Zone (financially healthy)
What drives SE's Z-Score?
| Component | Formula | Value | Weight | Contribution |
|---|---|---|---|---|
| A · Working Capital / Total Assets | WC / TA | 0.2917 | 1.2 | 0.35 |
| B · Retained Earnings / Total Assets | RE / TA | -0.2239 | 1.4 | -0.31 |
| C · EBIT / Total Assets | EBIT / TA | 0.0788 | 3.3 | 0.26 |
| D · Market Cap / Total Liabilities | MCap / TL | 3.1605 | 0.6 | 1.9 |
| E · Revenue / Total Assets | Rev / TA | 0.781 | 1.0 | 0.78 |
How has SE's financial health changed over time?
| Year | Z-Score | Zone |
|---|---|---|
| 2022 | 2.97 | Gray |
| 2023 | 2.97 | Gray |
| 2024 | 2.89 | Gray |
| 2025 | 2.97 | Gray |
Source: Calculated from SE's latest 10-K filing on SEC EDGAR.
What is Sea Limited actually worth?
How we calculated this
| Input | Value | Source |
|---|---|---|
| Predicted EPS (α) | $3.04 | Proprietary blend of reported actuals + analyst consensus, weighted by α |
| Last Year EPS | $2.52 | Annual report (SEC EDGAR) |
| Analyst Consensus EPS (This Year) | $3.82 | 29 analysts consensus |
| Trailing P/E | 34.2x | Current market pricing |
| Fair P/E (β discount) | 29.1x | Trailing PE adjusted by value discount factor β, hard-capped |
| Earnings Trend (γ) | Accelerating | Directional signal: predicted vs trailing EPS |
Wall Street Reference: Analyst consensus target price is $137.64 (29 analysts). This is shown for reference only and is not used in our valuation model.
Source: Earnings data from SEC EDGAR filings. Market data via Yahoo Finance.
Does Sea Limited have a durable competitive advantage?
Moat rating: 2.9/5.
What makes up SE's moat score?
ROIC Stability
ROIC variability over the past decade. Score: 2/5.
Gross Margin Trend
Gross margin trajectory over the past decade. Score: 4/5.
Switching Costs
Estimated customer lock-in based on margin level. Score: 3/5.
How stable is SE's return on invested capital?
| Year | ROIC | Trend |
|---|---|---|
| 2022 | -15.9% | — |
| 2023 | 4.8% | Rising |
| 2024 | 7.2% | Rising |
| 2025 | 16.1% | Rising |
Source: ROIC calculated from SEC EDGAR filings.
Is Sea Limited's dividend safe?
Sea Limited's key financial metrics
| Metric | Latest | 1Y Ago | 3Y Ago | Trend |
|---|---|---|---|---|
| Revenue | $22.9B | $16.8B | $12.4B | Rising |
| Net Income | $1.6B | $0.4B | −$1.7B | Rising |
| Free Cash Flow | $4.5B | $3.0B | −$2.0B | Rising |
| Gross Margin | 44.7% | 42.8% | 41.6% | Rising |
Recent events that affect our SE analysis
SE earnings report scheduled
Upcoming report. Consensus EPS estimate: $0.82. Revenue estimate: $6.41B. Our current Fair Value: $88.46 — a significant beat or miss could shift this estimate.
SE analyst consensus: 94% bullish (29 of 31 analysts)
5 Strong Buy, 24 Buy, 2 Hold, 0 Sell, 0 Strong Sell. Consensus target: $137.64 (59.5% upside). Compare with our independent Fair Value: $88.46.
SE missed EPS estimates by 5.5%
Reported EPS: $0.77 vs estimate $0.81. Our Fair Value of $88.46 may face downward pressure if the trend continues.
SE missed EPS estimates by 19.8%
Reported EPS: $0.76 vs estimate $0.95. Our Fair Value of $88.46 may face downward pressure if the trend continues.
SE missed EPS estimates by 4.2%
Reported EPS: $0.84 vs estimate $0.88. Our Fair Value of $88.46 may face downward pressure if the trend continues.
SE missed EPS estimates by 8.7%
Reported EPS: $0.83 vs estimate $0.91. Our Fair Value of $88.46 may face downward pressure if the trend continues.
SE missed EPS estimates by 13.7%
Reported EPS: $0.60 vs estimate $0.69. Our Fair Value of $88.46 may face downward pressure if the trend continues.
Common questions about Sea Limited
What is Sea Limited stock price today?
Sea Limited (SE) stock price is $86.29 as of the latest market close, traded on the NYSE exchange.
What does Sea Limited do?
Sea Limited, through its subsidiaries, operates as a technology company in Southeast Asia, Latin America, the rest of Asia, and internationally. It operates through E-commerce, Digital Financial Services, and Digital Entertainment segments. It offers Garena, a digital entertainment platform for users to access mobile and PC online games, as well as promotes eSports operations and develops games.
What is Sea Limited market cap?
Sea Limited has a market capitalization of $52.85B, classifying it as a large-cap stock in the Consumer Cyclical sector.
What sector and industry is SE in?
Sea Limited operates in the Consumer Cyclical sector, specifically within the Internet Retail industry. It trades on the NYSE under the ticker symbol SE.
Is SE stock overvalued or undervalued?
Based on our valuation model, Sea Limited trades 2.5% below our fair value estimate — potentially undervalued.
- FairValueLabs Fair Value: $88.46
- Current Price: $86.29
- Valuation Zone: Watch Zone
What is SE stock forecast and analyst target price?
Based on 29 Wall Street analysts, the consensus price target for Sea Limited is $137.64, implying upside of 59.5% from the current price.
- Analyst High Target: $195.00
- Analyst Low Target: $91.00
Note: Analyst targets are shown for reference and are not used in our valuation model.
Is Sea Limited revenue and earnings growing?
Here are the analyst consensus growth estimates for Sea Limited:
- Revenue growth (current year est.): 26.8%
- EPS growth (current year est.): 20.5%
- Revenue growth (next year est.): 21.7%
- EPS growth (next year est.): 30.9%
What are Sea Limited's key financial metrics?
| Metric | Latest | Trend |
|---|---|---|
| Revenue | $22.9B | Rising |
| Net Income | $1.6B | Rising |
| Free Cash Flow | $4.5B | Rising |
| Gross Margin | 44.7% | Rising |
What is SE's P/E ratio?
The price-to-earnings ratio measures how much investors pay per dollar of earnings:
- Trailing P/E (last 12 months): 34.2x
- Forward P/E (next 12 months est.): 17.2x
- FairValueLabs Fair P/E: 29.1x
How volatile is SE stock?
Sea Limited has a beta of 1.70, meaning it is significantly more volatile than the broader market. A beta above 1.0 indicates higher price swings relative to the S&P 500, while below 1.0 suggests more stability.
How much cash and debt does Sea Limited have?
Sea Limited's balance sheet shows:
- Total Cash: $10.57B
- Total Debt: $3.38B
- Net Cash Position: $7.20B
A positive net cash position means the company holds more cash than debt, reducing financial risk.
What is Sea Limited's free cash flow?
Sea Limited generated $511.0M in trailing twelve-month free cash flow (from $5.02B in operating cash flow). Free cash flow represents the cash available for dividends, buybacks, and debt reduction after all capital expenditures.
Does Sea Limited pay a dividend?
Sea Limited does not currently pay a regular dividend to shareholders. The company may be reinvesting all profits back into growth, or it may have suspended its dividend.
Is Sea Limited at risk of going bankrupt?
Sea Limited's Altman Z-Score is 2.97, placing it in the gray zone (1.8–3.0) — some financial uncertainty. The Z-Score uses five balance sheet ratios to predict bankruptcy probability within two years.
Does Sea Limited have a durable competitive advantage?
Sea Limited scores 2.9/5 stars (Narrow moat · eroding) in our moat analysis:
- ROIC Stability: 2/5
- Gross Margin Trend: 4/5
- Switching Costs: 3/5
A score above 3.5 suggests meaningful pricing power and a defensible market position.
What is SE's return on equity (ROE)?
Sea Limited's return on equity is 15.2%. ROE measures how efficiently a company generates profits from shareholder equity. An ROE above 15% is generally considered strong, while below 10% may signal inefficiency.
How do I buy SE stock?
SE shares can be purchased through any brokerage account that provides access to the NYSE. Common steps:
- Open an account with a broker (e.g., Fidelity, Schwab, Interactive Brokers)
- Search for ticker symbol SE
- Place a market or limit order for your desired number of shares
This is not investment advice. Always do your own research before buying any stock.
Is SE a value stock or speculative?
FairValueLabs classifies Sea Limited as Value Investment. It exhibits consistent profitability, reasonable valuation, and financial stability — characteristics of a traditional value investment.
Who is the CEO of Sea Limited?
The current CEO of Sea Limited is Mr. Xiaodong Li.
What is SE's earnings per share (EPS)?
Earnings per share measures the company's profit allocated to each outstanding share:
- Trailing EPS (last 12 months): $2.52
- Forward EPS (next 12 months est.): $5.01
- Analyst consensus EPS (this year): $3.82
- Analyst consensus EPS (next year): $5.01
Other Consumer Cyclical companies analyzed by FairValueLabs
FairValueLabs Disclaimer
All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.
This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.
Last updated: Apr 22, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.
SE analysis methodology: How we calculate fair value, Z-Scores, and moat ratings