Snowflake Inc. (SNOW) Stock Analysis — Fair Value, Risk & Moat Rating
NYQ · Technology · Software - Application
Is Snowflake Inc. a safe investment right now?
Snowflake Inc.'s Altman Z-Score of 3.24 places it in the safe zone. Fair value estimate is not available for this stock. Moat rating: 2.6/5 stars.
Could Snowflake Inc. go bankrupt? Altman Z-Score analysis
Z-Score of 3.24 is above 3.0, indicating the company is financially healthy by this metric.
- Below 1.8 — Distress Zone (high bankruptcy risk)
- 1.8 to 3.0 — Gray Zone (elevated uncertainty)
- Above 3.0 — Safe Zone (financially healthy)
What drives SNOW's Z-Score?
| Component | Formula | Value | Weight | Contribution |
|---|---|---|---|---|
| A · Working Capital / Total Assets | WC / TA | 0.1446 | 1.2 | 0.17 |
| B · Retained Earnings / Total Assets | RE / TA | -1.0396 | 1.4 | -1.46 |
| C · EBIT / Total Assets | EBIT / TA | -0.1427 | 3.3 | -0.47 |
| D · Market Cap / Total Liabilities | MCap / TL | 7.4608 | 0.6 | 4.48 |
| E · Revenue / Total Assets | Rev / TA | 0.5129 | 1.0 | 0.51 |
How has SNOW's financial health changed over time?
| Year | Z-Score | Zone |
|---|---|---|
| 2023 | 14.21 | Safe |
| 2024 | 10.28 | Safe |
| 2025 | 4.5 | Safe |
| 2026 | 3.24 | Safe |
Source: Calculated from SNOW's latest 10-K filing on SEC EDGAR.
What is Snowflake Inc. actually worth?
Source: Earnings data from SEC EDGAR filings. Market data via Yahoo Finance.
Does Snowflake Inc. have a durable competitive advantage?
Moat rating: 2.6/5.
What makes up SNOW's moat score?
ROIC Stability
ROIC variability over the past decade. Score: 2/5.
Gross Margin Trend
Gross margin trajectory over the past decade. Score: 3/5.
Switching Costs
Estimated customer lock-in based on margin level. Score: 3/5.
How stable is SNOW's return on invested capital?
| Year | ROIC | Trend |
|---|---|---|
| 2023 | -14.9% | — |
| 2024 | -16.4% | Declining |
| 2025 | -24.3% | Declining |
| 2026 | -31.0% | Declining |
Source: ROIC calculated from SEC EDGAR filings.
Is Snowflake Inc.'s dividend safe?
Snowflake Inc.'s key financial metrics
| Metric | Latest | 1Y Ago | 3Y Ago | Trend |
|---|---|---|---|---|
| Revenue | $4.7B | $3.6B | $2.1B | Rising |
| Net Income | −$1.3B | −$1.3B | −$0.8B | Declining |
| Free Cash Flow | $1.1B | $0.9B | $0.5B | Rising |
| Gross Margin | 67.2% | 66.5% | 65.3% | Stable |
Recent events that affect our SNOW analysis
SNOW earnings report scheduled
Upcoming report. Consensus EPS estimate: $0.32. Revenue estimate: $1.32B.
SNOW analyst consensus: 88% bullish (45 of 51 analysts)
10 Strong Buy, 35 Buy, 6 Hold, 0 Sell, 0 Strong Sell. Consensus target: $234.44 (50.7% upside).
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed annual report (10-K)
Annual filing with full-year financials. Our Altman Z-Score, Moat, and Fair Value models are derived from this data. View on SEC EDGAR →
SNOW beat EPS estimates by 17.8%
Reported EPS: $0.32 vs estimate $0.27.
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed quarterly report (10-Q)
Quarterly update with interim financials. May signal changes to earnings trajectory and balance sheet health. View on SEC EDGAR →
SNOW beat EPS estimates by 12.5%
Reported EPS: $0.35 vs estimate $0.31.
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed quarterly report (10-Q)
Quarterly update with interim financials. May signal changes to earnings trajectory and balance sheet health. View on SEC EDGAR →
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW beat EPS estimates by 31.4%
Reported EPS: $0.35 vs estimate $0.27.
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed quarterly report (10-Q)
Quarterly update with interim financials. May signal changes to earnings trajectory and balance sheet health. View on SEC EDGAR →
SNOW beat EPS estimates by 13.2%
Reported EPS: $0.24 vs estimate $0.21.
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed annual report (10-K)
Annual filing with full-year financials. Our Altman Z-Score, Moat, and Fair Value models are derived from this data. View on SEC EDGAR →
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW beat EPS estimates by 67.3%
Reported EPS: $0.30 vs estimate $0.18.
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
SNOW filed 8-K (material event)
8-K filings disclose material events — acquisitions, leadership changes, or guidance revisions that may affect valuation. View on SEC EDGAR →
Common questions about Snowflake Inc.
What is Snowflake Inc. stock price today?
Snowflake Inc. (SNOW) stock price is $155.57 as of the latest market close, traded on the NYSE exchange.
What does Snowflake Inc. do?
Snowflake Inc. provides a cloud-based data platform for various organizations in the United States and internationally. The company's platform includes artificial intelligence (AI) Data Cloud, which enables customers to consolidate data into a single source of truth to drive meaningful business insights, build data applications, and share data and data products, as well as applies AI for solving business problems.
What is Snowflake Inc. market cap?
Snowflake Inc. has a market capitalization of $53.78B, classifying it as a large-cap stock in the Technology sector.
What sector and industry is SNOW in?
Snowflake Inc. operates in the Technology sector, specifically within the Software - Application industry. It trades on the NYSE under the ticker symbol SNOW.
Is SNOW stock overvalued or undervalued?
We do not have sufficient earnings data to produce a reliable fair value estimate for Snowflake Inc. at this time. Stocks without stable earnings history are difficult to value using traditional models.
What is SNOW stock forecast and analyst target price?
Based on 47 Wall Street analysts, the consensus price target for Snowflake Inc. is $234.44, implying upside of 50.7% from the current price.
- Analyst High Target: $500.00
- Analyst Low Target: $123.64
Note: Analyst targets are shown for reference and are not used in our valuation model.
Is Snowflake Inc. revenue and earnings growing?
Here are the analyst consensus growth estimates for Snowflake Inc.:
- Revenue growth (current year est.): 26.3%
- EPS growth (current year est.): 43.6%
- Revenue growth (next year est.): 24.1%
- EPS growth (next year est.): 35.5%
What are Snowflake Inc.'s key financial metrics?
| Metric | Latest | Trend |
|---|---|---|
| Revenue | $4.7B | Rising |
| Net Income | −$1.3B | Declining |
| Free Cash Flow | $1.1B | Rising |
| Gross Margin | 67.2% | Stable |
What is SNOW's P/E ratio?
The price-to-earnings ratio measures how much investors pay per dollar of earnings:
- Forward P/E (next 12 months est.): 64.0x
How volatile is SNOW stock?
Snowflake Inc. has a beta of 1.23, meaning it is somewhat more volatile than the broader market. A beta above 1.0 indicates higher price swings relative to the S&P 500, while below 1.0 suggests more stability.
How much cash and debt does Snowflake Inc. have?
Snowflake Inc.'s balance sheet shows:
- Total Cash: $4.03B
- Total Debt: $2.74B
- Net Cash Position: $1.29B
A positive net cash position means the company holds more cash than debt, reducing financial risk.
What is Snowflake Inc.'s free cash flow?
Snowflake Inc. generated $1.59B in trailing twelve-month free cash flow (from $1.22B in operating cash flow). Free cash flow represents the cash available for dividends, buybacks, and debt reduction after all capital expenditures.
Does Snowflake Inc. pay a dividend?
Snowflake Inc. does not currently pay a regular dividend to shareholders. The company may be reinvesting all profits back into growth, or it may have suspended its dividend.
Is Snowflake Inc. at risk of going bankrupt?
Snowflake Inc.'s Altman Z-Score is 3.24, placing it in the safe zone (above 3.0) — bankruptcy risk is low. The Z-Score uses five balance sheet ratios to predict bankruptcy probability within two years.
Does Snowflake Inc. have a durable competitive advantage?
Snowflake Inc. scores 2.6/5 stars (Narrow moat · eroding) in our moat analysis:
- ROIC Stability: 2/5
- Gross Margin Trend: 3/5
- Switching Costs: 3/5
A score above 3.5 suggests meaningful pricing power and a defensible market position.
What is SNOW's return on equity (ROE)?
Snowflake Inc.'s return on equity is -53.9%. ROE measures how efficiently a company generates profits from shareholder equity. An ROE above 15% is generally considered strong, while below 10% may signal inefficiency.
How do I buy SNOW stock?
SNOW shares can be purchased through any brokerage account that provides access to the NYSE. Common steps:
- Open an account with a broker (e.g., Fidelity, Schwab, Interactive Brokers)
- Search for ticker symbol SNOW
- Place a market or limit order for your desired number of shares
This is not investment advice. Always do your own research before buying any stock.
Is SNOW a value stock or speculative?
FairValueLabs classifies Snowflake Inc. as Value-Speculation. It has some value characteristics but carries elevated risk factors that make it speculative. Extra due diligence is recommended.
Who is the CEO of Snowflake Inc.?
The current CEO of Snowflake Inc. is Mr. Sridhar Ramaswamy Ph.D..
What is SNOW's earnings per share (EPS)?
Earnings per share measures the company's profit allocated to each outstanding share:
- Trailing EPS (last 12 months): $-3.95
- Forward EPS (next 12 months est.): $2.43
- Analyst consensus EPS (this year): $1.80
- Analyst consensus EPS (next year): $2.43
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FairValueLabs Disclaimer
All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.
This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.
Last updated: Apr 22, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.
SNOW analysis methodology: How we calculate fair value, Z-Scores, and moat ratings